Protects your most important asset with an affordable policy
If you’re in an area that is high-risk for floods, you may be required to carry flood insurance. Even if you’re in a low-risk area, you should still consider flood insurance. 25% of all flood insurance claims happen in low to moderate risk zones.
There are many situations that can cause floods like heavy rain, melting snow, and severe coastal weather. You could experience huge losses if you aren’t properly covered before one of these events. Luckily our rates are affordable in high-risk zones and most affordable at low risk. We got your back.
Flood insurance is backed by the federal government via the National Flood Insurance Program. So no matter where you get it, the price will be the same.
We cover what your home insurance policy doesn’t. Floods happen and when they do, you want the best coverage. Your homeowner’s policy will have some coverages for things like water damage, but they don’t cover everything that flood insurance does like the foundation of your home. Flood insurance covers everything you’ll need.
Any physical damage to your building and more, is covered. The building and foundation of your home is completely covered as well as the electrical and plumbing systems. Central air condition equipment, furnaces, and water heaters are also covered. All your appliances, flooring, paneling, cabinets, are protected when you buy insurance.
We’ll cover your personal belongings on your property. Everything from clothing, furniture, electronics, appliances, tools, and artwork are covered if they become damaged from the flood.
For everything else related to flood damage. We’ll pay for debris removal, loss avoidance measures, increased cost of compliance like floodproofing and elevation.